Faster, Fairer Payment Plans for Every Customer.
Eve is the intelligent, AI-powered lending waterfall that approves more of your customers at the fairest rates so your business can focus on what matters most: delivering exceptional service.
Trusted Lenders
Prequalify in minutes
0% APR offers
Trusted Lenders
Prequalify in minutes
0% APR offers
Trusted Lenders
Prequalify in minutes
0% APR offers
Trusted Lenders
Prequalify in minutes
0% APR offers
Trusted Lenders
Prequalify in minutes
0% APR offers
advantages
The Eve Advantage
Fits All Credit Types
Nearly 100% approval rate. Our smart lender waterfall draws from a large network of financing partners, so more of your customers qualify, even when traditional lenders say “no.”
Single Application
No more juggling multiple applications. With Eve, your customer completes one quick, secure form, and our AI-empowered engine does the rest, with no impact to credit to pre-qualify.
Better Customer Experience
Approvals in as little as 30 seconds, transactions completed in minutes, starting at 0% APR. Happy customers are loyal customers and they’ll keep coming back.
Lower Merchant Fees
By sourcing offers from multiple lenders, Eve finds more than just better customer terms—we find the most competitive merchant fees, so you keep more of every transaction.
Future-Proof Your Financing
Eve evolves with the market—adding new lenders, adjusting to changing rates, and keeping your business protected in an unpredictable financing landscape.
Grow Your Revenue
Say 'yes' more often, capturing additional sales from customers already walking through your doors. Our partners see up to 30% revenue growth by using Eve.
business
How it Works
All in one place
Payments, Financing, In seconds!
Step 1
One, Simple Application
Customer fills out a short application in the office or on their mobile device to get pre-qualified with no impact to their credit score.
Step 2
Smart Lender Matching
Eve’s AI-assisted technology instantly sends the application to our network of lenders to return a payment plan suited to the customer's needs.
Step 3
Customer Completes Purchase
Customer chooses the payment plan that fits their budget, completes their purchase and can receive the care they need without delay.
Step 4
Get Paid
Once your customer checks out, you receive payment quickly—no chasing invoices, no waiting on banks. Just clean, reliable cash flow.
start now
Industries We Serve
Dental Care
From implants to whitening to straightening your smile—we make it easier to afford the care you need to feel confident and healthy.
Auto Repair
When your car breaks down, we help you get back on the road—without breaking the bank.
Pet Health
Your pet is family—get them the care they need today, and pay over time.
Home Improvement
Upgrade your space, handle the urgent fix, or finally start that project—with financing that works for you.
Fair Credit
Why Faster Access to Fair Credit Matters
Get to work in a reliable vehicle
Care for a beloved pet’s illness
Fix that leaky ceiling before it becomes a bigger issue
Give your child a healthy, confident smile
Enjoy med spa treatments to feel and look your best
testimonials
Reviews &
Success Stories
Eve Financial has been the single biggest contributor to our office’s bottom line through their streamlined waterfall financing software. It’s been a true game changer and both our staff and our patients are loving it. The entire team including Eric and Isaac were super helpful with the onboarding and answering any questions that we had. Thank you, Eve
Dr. Arash Hakhamian, DDS
Restore Dental
Eve is the kind of financial partner every dental practice deserves. They bring honesty, clarity, and deep care to a space that often feels overwhelming for doctors. What makes them different is the heart behind everything they do. They truly see the people they serve and meet each practice where they are with compassion and real solutions. If you’re looking for support that feels grounded, trustworthy, and genuinely invested in your success, Eve is the one.
Dr. Anissa Holmes, DDS
Dentist, Author
Wonderful customer service and an amazing product that lets me as Dr. serve my patients better and takes away the financial stress for a patient to get our service. We love the CEO and all of his team.
Jon Brunelle, DC
Spetrum Pain Management
Both my practices use Eve and it’s been easy to integrate. I rarely have a patient not get financing. It’s been great!
Dr. Dar Radfar
805 Dentristry
I’ve had the pleasure of working with Eve Financial, and I can honestly say they are outstanding! From start to finish, their customer service has been warm, professional, and incredibly helpful. Every interaction felt personal, and they truly go above and beyond to ensure that all of my needs are met. It’s rare to find such a dedicated team, and I always felt valued. If you're looking for a company that prioritizes customer satisfaction and makes the entire process enjoyable...
Ana Hess
Owner
Top notch in dentistry!
Catrise Austin
VIP Smiles
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