Eve Financial multi-lender financing platform hero, sunrise over modern financial landscape
The future of financing

It's a new day in patient financing

The dawn of a new day
in
financing.

Faster access to fair credit improves lives, helping customers get the services they need and unlocking growth for the businesses that serve them.

Trusted by dental practices, auto shops, med spas, and veterinary clinics nationwide.

Our Partners

Experian
PowerPay
ResetSmile
Plaid
ClarityPay
HFA
DigniFi
Prove
Meineke
Experian
PowerPay
ResetSmile
Plaid
ClarityPay
HFA
DigniFi
Prove
Meineke
Experian
PowerPay
ResetSmile
Plaid
ClarityPay
HFA
DigniFi
Prove
Meineke
Experian
PowerPay
ResetSmile
Plaid
ClarityPay
HFA
DigniFi
Prove
Meineke
Business owner smiling while using Eve Financial multi-lender approval platform on tablet
For Businesses

Stop losing sales at checkout.

One application connects customers with the right lender through Eve's intelligent waterfall. Up to 98% approved in 30 seconds. More revenue. Less friction.

Learn More
Happy consumer with pet after using Eve Financial affordable financing for veterinary care
For Consumers

Get the care you need with financing that's right for you.

We look beyond a single yes or no. We connect you to the lender most likely to approve you, without the stress. Prequalify in seconds with no impact to your credit score.

One application. Multiple lenders. The best outcome for everyone.

For Businesses

1

The customer applies once.

A single, 30 second application with no impact to credit to pre-qualify.

2

Eve's Smart Waterfall finds approved offers.

Payment terms are presented to your customers, giving them flexibility in how they pay.

3

Everyone wins.

You get paid. Your customers get the services they want. It's simple.

For Consumers

1

You apply once.

A quick, simple application. No impact to your credit to pre-qualify.

2

Multiple lender participation to fit your needs.

With intelligent routing across multiple lenders, Eve helps get you approved with offer terms that fit YOU.

3

Get the treatment you need today.

Once pre-qualified, the checkout process is quick and simple, ensuring you get the treatment you need without long delays.

The numbers behind Eve.

Up to
0%
of applicants approved through the platform
 
<60 sec
to pre-qualify with no credit impact
 
1
application across multiple lenders

Results vary by partner and vertical.

Eve was built on a simple belief: faster access to fair credit improves lives.

We know that financing is about more than just the money; it's about getting that root canal that interrupts your day. It's about fixing your brakes so you can get to work safely. It's about being able to get your pet the veterinary care she needs in an emergency.

Too often, traditional lending adds frustration to the moments that are already difficult enough. Slow processes, confusing terms or pricing that doesn't feel aligned with your reality.

We're doing things differently. And we think you'll love the result.

Built by humans, for humans. Designed to make life a little easier when it matters most.

Don't take our word for it.

"Eve Financial has been the single biggest contributor to our office's bottom line through their streamlined waterfall financing software. It's been a true game changer and both our staff and our patients are loving it. The entire team including Eric and Isaac were super helpful with the onboarding and answering any questions that we had. Thank you, Eve"

Photo of Dr. Arash Hakhamian, DDS, Restore Dental
Dr. Arash Hakhamian, DDS
Restore Dental

"Eve is the kind of financial partner every dental practice deserves. They bring honesty, clarity, and deep care to a space that often feels overwhelming for doctors. What makes them different is the heart behind everything they do. They truly see the people they serve and meet each practice where they are with compassion and real solutions."

Photo of Dr. Anissa Holmes, DDS, Dentist, Author
Dr. Anissa Holmes, DDS
Dentist, Author

"Wonderful customer service and an amazing product that lets me as Dr. serve my patients better and takes away the financial stress for a patient to get our service. We love the CEO and all of his team."

Photo of Jon Brunelle, DC, Spectrum Pain Management
Jon Brunelle, DC
Spectrum Pain Management

"Both my practices use Eve and it's been easy to integrate. I rarely have a patient not get financing. It's been great!"

Photo of Dr. Dar Radfar, 805 Dentistry
Dr. Dar Radfar
805 Dentistry

"I've had the pleasure of working with Eve Financial, and I can honestly say they are outstanding! From start to finish, their customer service has been warm, professional, and incredibly helpful. Every interaction felt personal, and they truly go above and beyond to ensure that all of my needs are met."

Photo of Ana Hess, Owner
Ana Hess
Owner

"Top notch in dentistry!"

Photo of Catrise Austin, VIP Smiles
Catrise Austin
VIP Smiles

"Eve Financial has been the single biggest contributor to our office's bottom line through their streamlined waterfall financing software. It's been a true game changer and both our staff and our patients are loving it. The entire team including Eric and Isaac were super helpful with the onboarding and answering any questions that we had. Thank you, Eve"

Photo of Dr. Arash Hakhamian, DDS, Restore Dental
Dr. Arash Hakhamian, DDS
Restore Dental

"Eve is the kind of financial partner every dental practice deserves. They bring honesty, clarity, and deep care to a space that often feels overwhelming for doctors. What makes them different is the heart behind everything they do. They truly see the people they serve and meet each practice where they are with compassion and real solutions."

Photo of Dr. Anissa Holmes, DDS, Dentist, Author
Dr. Anissa Holmes, DDS
Dentist, Author

"Wonderful customer service and an amazing product that lets me as Dr. serve my patients better and takes away the financial stress for a patient to get our service. We love the CEO and all of his team."

Photo of Jon Brunelle, DC, Spectrum Pain Management
Jon Brunelle, DC
Spectrum Pain Management

"Both my practices use Eve and it's been easy to integrate. I rarely have a patient not get financing. It's been great!"

Photo of Dr. Dar Radfar, 805 Dentistry
Dr. Dar Radfar
805 Dentistry

"I've had the pleasure of working with Eve Financial, and I can honestly say they are outstanding! From start to finish, their customer service has been warm, professional, and incredibly helpful. Every interaction felt personal, and they truly go above and beyond to ensure that all of my needs are met."

Photo of Ana Hess, Owner
Ana Hess
Owner

"Top notch in dentistry!"

Photo of Catrise Austin, VIP Smiles
Catrise Austin
VIP Smiles

Questions? We've got answers.

Eve is a multi-lender financing platform. We help service businesses approve more customers by intelligently routing each application through a network of lenders. If the first lender declines, the application automatically falls to the next best fit. Consumers benefit because they get higher approval odds and better rates, all from a single 30-second application.

"At Eve, we believe better financing starts with a better system. One that gives businesses more approvals, gives consumers better rates, and treats everyone involved with respect."

Ready to see what Eve can do?

Whether you run a business or you're a consumer who wants to understand how Eve financing works, we're here.

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